PetImpact! Dog Training

To Insure or Not to Insure. That is the question.

Jennifer Maurer • Feb 05, 2020

Recently, I had two clients ask me these questions. What are your thoughts on pet insurance? Is it worth it? What specific companies do you think are the best?

Since my first dog Simone was a puppy, I had pet insurance on her. The rates were reasonable and fit into my budget. Years went by and I never had to use the insurance. So, when I was laid off from my job and trying to cut costs, I cancelled the policy. That same year Simone was diagnosed with bone cancer. Treatment entailed an amputation of the leg along with chemotherapy treatments with an estimated outlay of over $6,000. As you can imagine, I was kicking myself for cancelling that policy.

When I adopted my new puppy Gabe, I did not carry insurance on him. The company I had used previously was out of business, and I was hearing that insurance just wasn’t worth the expense. It wasn’t until my clients posed this question that I decided to do some extensive research to see if that fact rings true. The first thing I learned was that there are many companies and types of policies to choose from which can get very overwhelming!

So, I conducted in-depth research on the top rated pet insurance companies based on consumer advocate.org and received quotes for my dog Gabe who is a 4 year old Shetland Sheep Dog. There were a wide range of options to choose from. I worked to get quotes that were comparable across companies. All coverage was based on accidental and comprehensive.

Here are my findings:

I came to the conclusion to move forward with pet insurance for Gabe and here is why. I asked myself this question. If Gabe had health concerns, would I be in the position to make a choice about what is best for him that was not dependent on how much money I had in the bank. My thoughts were that I would rather be safe than sorry especially after going through what I had gone through with Simone.

I decided to go with the Progressive policy because it had in my opinion the most value for the money. In addition, the marketer in me believes that Progressive has a brand name to protect. While claims are processed through an outside company, that company’s reviews were also excellent. I also had Progressive as my auto insurance provider and had a good experience with them.

At the end of the day, insurance is there to manage risk and everyone’s risk factors are different. That being said, my recommendation would be to get pet insurance. The small amount of financial outlay to me is worth it. I will go to bed sleeping better tonight knowing that Gabe’s health care is covered.

So the answer to that question. Insure!

Dog Licking a Plate — St. Louis, MO — PetImpact! Dog Training
By websitebuilder 03 Aug, 2021
Many of my clients look at me in astonishment when I say it is OK to feed your dog human food from your plate! We have always been told that this act creates begging behavior and causes intestinal problems. Under certain circumstances, this is indeed true. However, if done correctly, using foods that are safe for your dog (click on the link to see a list of foods that are unsafe ) and in moderation, it is actually a wonderfully, positive thing! There is a new trend in teaching and relating to dogs called bond-based learning which I incorporate into my dog training programs. The thought process behind this type of teaching is that by having a strong bond with your dog, it will ensure your dog makes positive choices when it comes to good behavior. A technique used in this type of training is food sharing. Food sharing provides an opportunity for social learning with you and your dog. It has been shown that food sharing helps reinforce the bond you have with your dog and allows them to feel safe and secure around you. Sharing food with your dog does not always equate to begging. Begging behavior can happen even when you don’t feed from your plate. Since their sense of smell is more heightened than ours, smelling you cooking and serving dinner can be overwhelming as they salivate over all the deliciousness. Many dogs can’t contain themselves from their desire to join in and beg which becomes a big distraction during meals. I have found that the opposite is true when you are sharing your meal with your dog. Now, I am not saying you should feed your dog when they beg. What I am saying, is that you can feed your dog when they are laying calmly next to you and not begging which in turn teaches your dog not to beg! This is where marker training comes in. Give your dog the “Down Stay” cue and after just a couple of seconds, mark the behavior with your marker word (i.e., good) and treat off your plate. Begin to spread out the length of time that you are marking and treating. If your dog does beg, ignore them until they settle back down for a minute or two and then mark and treat. Your dog will soon learn that being patient and quiet during meal time leads to tasty things! This opens up a whole new world of possibility for you and your dog! Imagine a holiday dinner that includes your favorite, furry family member! And next Spring and Summer, think about all the outdoor dining experiences you can have! Food sharing is a great for socialization and a wonderful bonding experience! If you are interested in learning more about my positive reinforcement and relationship-based training methods, reach out for a free phone consultation. You can learn more at PetImpact.com .
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